Is it acceptable for businesses to charge a "surcharge" for credit card use?

Charging a "surcharge" for credit card use is generally not accepted due to regulations set forth by credit card companies and state laws. Many jurisdictions prohibit merchants from imposing extra fees on customers for using credit cards. This is primarily to ensure consumer protection, as additional fees can discourage the use of credit cards, which are intended to promote convenience in transactions.

Additionally, state laws can further regulate how surcharging is handled, with some states outright banning it, while others may allow it under specific conditions. The rationale behind these restrictions is to provide a transparent pricing structure for consumers and to prevent discriminatory practices that could arise from imposing surcharges. Therefore, while there may be some exceptions based on local laws, the general rule leans toward prohibiting surcharges, making the assertion that it is not acceptable the most fitting answer in this context.